Navigating Car Financing Options at Your Mazda Dealer

 

With many different programs available for purchasing or leasing, financing a new car can be confusing. But at your local Mazda dealer in Vancouver, WA, experienced finance staff can make car financing simple by clearly explaining confusing terms and helping you choose the best option for your budget and lifestyle. Below, we’ll review some of the financing options you’ll find at your local dealership, including options for those looking to rebuild or build their credit history.

Special Car Financing Rates

When you visit your local dealership to purchase a new or pre-owned Mazda, you’ll find that the finance department may be able to offer low finance rates through Mazda Financial Services. In addition to these promotional rates, Mazda Financial Services also offers competitive rates to recent and soon-to-be college graduates.

If you plan on keeping your vehicle for more than a few years, purchasing with a finance contract may be the best option for you. You won’t encounter any mileage limits when you purchase, and after your loan has been paid off, you’ll own your vehicle.

Leasing Options at Your Mazda Dealer

Leases typically have lower monthly payments than finance contracts, and allow you to turn in your vehicle at the end of the term, making it a great option for customers who like to drive new cars every two or three years. Mazda Financial Services offers flexible lease options, like the 1Pay Lease Program, which allows customers to save money when they pay for the entire lease up front in a single payment.

To lower lease payments, customers can also choose a low-mileage lease with 10,000 or 12,000 miles per year (instead of 15,000). Or, you can reduce your lease payments even further when you make up to nine additional security deposits at the start of your lease. These security deposits will lower your money factor and payment, but unlike a down payment, multiple security deposits are refunded to you at lease end.

Financing With Less-Than-Perfect Credit

Don’t let credit score anxiety stop you from exploring your finance options. Your local Mazda finance department has programs for all types of credit scores, including those with perfect credit, customers who need to rebuild their credit, and shoppers with little or no credit history. They can work with you to help you obtain financing on a car you’ll love, with a payment that fits your budget. Even if you’ve been turned down, your Mazda finance team may have options.

If you’re ready to take the next step in learning about your vehicle financing options, call or visit the finance department at Alan Webb Mazda in Vancouver, WA. Our finance staff can customize lease or purchase options to suit your budget, so you can enjoy your new car today.

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